Pay over time with PayPal Credit. Just checkout with PayPal and select Paypal Credit.
- No Interest if paid in full in 6 months on purchases of $99 or more.
- Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
- A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
- No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
What is PayPal Credit?
PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It’s easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank.
What is the Annual Percentage Rate (APR)?
For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
How does the “No Interest if paid in full in 6 months on purchases of $99 or more” offer work?
You’ll enjoy No Interest if paid in full in 6 months on purchases of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.
Is “No Interest if paid in full in 6 months on purchases of $99 or more” an introductory offer?
No, it is not an introductory offer. It’s an offer that’s available on every purchase of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.
Is there an annual fee to use PayPal Credit?
No! There is no annual fee to use PayPal Credit.
Do I have a credit line and how much will it be?
Upon approval, your PayPal Credit account will be assigned a credit line of at least $250, based on your creditworthiness. You can confirm your credit line details by logging into your account.
What is the Easy Payments promotional financing option offered by PayPal Credit?
Easy Payments is a promotional financing option with select merchants that may be subject to special, promotional repayment terms and/or APRs that allows you to pay for your PayPal Credit purchases in substantially equal monthly payments (subject to credit approval).